Traveling makes people happy. While some people use traveling as a way to discover new experiences and cultures, some travel to escape the stress from work or other personal issues. So you’ve finally saved enough money to go on that dream vacation. You book a flight and make a hotel reservation. Now you wonder if you should buy travel insurance. Do you really need to go that extra expense? We say, YES!
Anything can go wrong when you’re traveling! With travel insurance, you will enjoy emergency medical benefits and coverage for other unexpected expenses such as trip cancellation or lost luggage.
Whether it’s a weekend in the beautiful beaches of Bali or a mini break to Malaysia, travel insurance is a must-have! We list down 3 reasons why travel insurance is important!
Medical Benefits
As we mentioned earlier, anything can go wrong when you’re traveling especially abroad. If you suffer from an unexpected illness or injury, travel insurance has your back. Medical expenses can cost hundreds of thousands of dollars, so this first point alone should encourage you to avail travel insurance.
Lost Luggage
A very frustrating part of travel is when you lost your luggage. This could be because of your airline’s incompetence. Believe us, lost luggage at airport terminals is becoming a thing now. You can lose your valued possessions like gadgets and clothes. But travel insurance could save you a lot of trouble. Your provider will compensate you accordingly.
Flight and Accommodation Cancellation
Airlines and hotels don’t usually have a refund policy. This means that when you cancel your trip due to certain unexpected reasons, you say goodbye to your money. If you bought travel insurance, your provider will reimburse all your trip-related expenses like airplane ticket and hotel accommodations.