When the discount seasons come, the temptation to shop is unstoppable. Your needs are suddenly appeared after seeing an attractive promo. The discount events are held by several ecommerce companies once a year or more.
Facing a discount season does require a strategy. Do not let your spending appetite disrupt personal finance.
According to thebalance, life is much easier when you have good financial skills. How you spend your money impacts your credit score and the amount of debt you end up carrying
Here are several tips for managing personal finances during the discount events.
Turn off notifications
Subscription notifications and e-mails from online shop subscriptions will continue to disturb your mind. Additionally, it can threaten your personal financial stability. Continuous promotions every day makes you always tempted to try new products. In addition, you should also be vigilant with the seduction of products ads on social media, such as Instagram. It’s a good idea to turn off notifications and offer subscriptions if you love your personal finances.
Eliminate the thought that the they offere discounts can help you save money. In fact, you can save more on personal finances if you ignore all the promos.
Check out item reviews
Another way to keep your personal finances fit during the discount period is to make sure you choose the right item to buy. Moreover, you should consider who the seller of the goods.
Reviews and testimonials from previous buyers are usually available below the product description and specifications. In addition, read the ratings or stars given by customers. The more stars or ratings, the better the quality of the product and the seller. By buying goods that are certainly of quality, you will certainly be able to save money in maintaining personal finances.
Count and count
One way to maintain personal finances when a discount storm comes is counting. Do a simple calculation, how much salary you get every hour. Then, compare the price of the item you are going to buy with the amount of work you have to do. For expensive items, calculate how long you have to save to be able to buy it.
However, you cannot do the comparisons if you use a credit card, because the money you spend is not the same as what you get from your salary so far.
It’s better to use cash when shopping so it feels more that the money you use comes from hard work and the time you sacrifice. These simple calculations will greatly affect the way you think about managing your personal finances.
Read more : Trivial Habits That Can Drain Your Finances
