You need cash now, but from a distance, payday is days or weeks. Stress and panic are normal responses. If those subside, you will find ways to rush your hands on money without falling victim to scams.
Here are 5 ways to raise fast cash today, plus some tips about how to cut prices, improve your salary, and create an emergency fund. Hence, the next time around you don’t find yourself looking for spare change.
1. Sell New Electronics
You can sell your old phone or laptop on sites like Swappa and Gazelle but getting cash today is your best bet with an ecoATM kiosk. Consider selling old laptops and MP3 players too.
2. Work Today for Pay Today
Lots of answers pop up while looking for this word online. There are many side jobs that can offer a rapid income raise, ranging from transporting passengers or deliveries to home freelancing.
You may also try the Craigslist jobs or gigs pages, which also have posts in food service, housekeeping and general labor for short-term work.
3. Use a Credit Card Cash Advance
A cash advance is a much less expensive option than a payday loan if you have a credit card and the account is in good standing. You are going to pay a fee. It is usually around 5% of the amount you borrow, plus interest, which can be around 30%.
4. Change Your Cell Phone Plan
If you value money in your pocket over buying a new fancy phone, look at providers offering rock-bottom rates on cell phones. FreedomPop gratis provides free voice and data service.
The catch with these services is that you often have to purchase a phone directly, or bring your own. Otherwise, you can find a cell phone prepaid plan for $30 a month or less as well.
5. Take Out a Personal Loan
Some lenders will finance a personal loan in a day; if you get good credit, you ‘re going to have a lot of options. When your credit is a challenge, you would need to find a lender who not only offers fast cash but also accepts poor credit.